About Take-Home Pay

A free, accurate salary calculator — built for real people who want honest numbers without the fluff.

💡 What We Do

Take-Home Pay Calculator helps employees and job seekers quickly understand exactly how much they will actually receive in their bank account — after income tax, social security, pension, and every other deduction their country requires.

Most salary tools show you a single number and call it a day. We go further: detailed deduction breakdowns, country-specific rules (like India's old vs. new tax regime, the UK's Scottish income tax bands, or Australia's Medicare Levy Surcharge), and support for contributions like 401(k), HSA, and salary sacrifice.

Everything runs 100% in your browser. No data is sent to any server. No account required. No ads that track you. Just fast, private calculations.

🌍 Countries Covered

🇮🇳
India
FY 2025-26 · New & Old regime · EPF, HRA, 80C/80D/NPS, cess, professional tax
🇺🇸
United States
2026 federal + state · 401(k), HSA, FSA · all filing statuses · TCJA extended rates
🇬🇧
United Kingdom
2026-27 · England/Wales & Scotland · salary sacrifice · NI · student loans
🇦🇺
Australia
FY 2025-26 Stage 3 rates · SGC super · HECS · Medicare Levy & MLS · salary packaging

🔒 Privacy First

Your salary details never leave your device. The calculator is entirely client-side JavaScript — there is no backend, no database, and no analytics tied to your inputs. We do not collect, store, or sell any personal or financial data you enter.

⚠️ Accuracy & Disclaimer

For estimation purposes only. Figures are based on published tax rates and thresholds for the relevant tax years. They represent a reasonable approximation for most salaried employees, but individual circumstances vary. This tool does not constitute financial, tax, or legal advice. Always verify with your employer's payroll department, your country's tax authority (HMRC, IRS, ATO, Income Tax Department of India), or a qualified tax professional before making financial decisions.

Ready to see your actual take-home pay?

Enter your salary and get a full breakdown in seconds — India, US, UK & Australia.

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