🇮🇳India

🇺🇸United States

🇬🇧United Kingdom

🇦🇺Australia

Salary Details

Gross Annual CTC

₹

Tax Regime

Basic Salary (% of CTC)

EPF Contribution

EPF ≈ ₹0/year

New Regime — Allowed Deductions

Employer NPS — 80CCD(2)

Deductible in new regime — no cap under 80CCD(2)

HRA & Allowance Exemptions

HRA Received (Annual)

₹

Leave 0 if HRA is not part of your CTC

Monthly Rent Paid

₹

0 if you don't pay rent (no HRA exemption)

City Type (for HRA)

LTA Exemption (Annual)

₹

Leave Travel Allowance exempt amount

Chapter VI-A Deductions

80C — Total (EPF + PPF / ELSS / LIC etc.)

₹

Include EPF employee share here · Cap: ₹1,50,000

80D — Health Insurance Premium

₹

Self & family · Cap: ₹25,000 (₹50,000 if 60+)

Parents' Health Insurance (80D)

80D — Parents' Premium

₹

80CCD(1B) — NPS (Self)

₹

Over & above 80C · Cap: ₹50,000

Section 24(b) — Home Loan Interest

₹

Self-occupied property · Cap: ₹2,00,000

Other (80E / 80G / 80TTA etc.)

₹

Gross Annual Salary

Pay Frequency

Federal Filing Status (W-4)

State

Custom State Tax Rate (%)

Pre-Tax Deductions (reduce federal & state taxable income)

Traditional 401(k) / 403(b)

Pre-tax · limit $23,500 · reduces federal tax

HSA Contribution

HSA Custom Amount (Annual)

FSA — Healthcare

Pre-tax · 2026 max $3,300

Medical / Dental / Vision Premium

Employee-paid portion only (pre-tax via employer plan)

Dependent Care FSA

Pre-tax · max $5,000 for MFJ

Traditional IRA (if deductible)

Deductible if no workplace plan or income below limit

Post-Tax Deductions (do not reduce taxable income)

Roth 401(k) Contribution

After-tax · grows tax-free · combined 401k limit $23,500

Your Take-Home Pay

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Your Take-Home Pay

Annual In-Hand

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💰 Take-Home PayCalculator 2026

Your Take-Home Pay

💰 Take-Home Pay
Calculator 2026